I hung up the cellphone with an enormous grin plastered throughout my face. Considered one of my oldest associates, who I’ve recognized since I used to be 14, simply referred to as to inform me that he was getting married! And the marriage was going to happen in only a few months in July. In Barcelona.
There was only one slight drawback. I used to be nowhere close to Barcelona. The truth is, I used to be precisely 7,919 miles away on the island of Oahu, Hawaii. Which meant that I wanted to guide a flight actually the world over throughout the busiest journey season of the yr.
As you possibly can guess, flying 30 hours from Honolulu to Barcelona was not going to be low cost. However I knew precisely what to do. In spite of everything, I’ve been flying world wide for nearly a decade. I wish to suppose I’ve discovered a factor or two.
It was time to place my journey hacking abilities to the take a look at. So I set to work.
How I Booked a First Class Ticket Across the World for $5.60
With only a few months till the marriage, I knew I wanted to guide a flight quick. Sadly, Honolulu to Barcelona shouldn’t be a straightforward path to fly. With out a direct route, I used to be taking a look at two layovers and nearly 30 hours of journey time.
- Possibility 1: Pay $500 or so for the flight in cattle class. 30 hours from airport to airport? Hell to the no.
- Possibility 2: Pay $8k for a firstclass ticket. Yeah, I don’t suppose so.
- Possibility 3: Pay 5 bucks and let my factors do the heavy lifting. Sure please!
Now look, I’m not in opposition to flying economic system. If I can rating a great deal and go to sleep, then I’m pleased to pay for an inexpensive seat. However with 30 hours of journey time forward of me, and with sufficient long-haul flights behind me, I knew it was going to be one lengthy, hellish experience in economic system.
So I checked my factors steadiness to see what I had.
Journey hacking isn’t nearly amassing miles. It’s about realizing when, the place and maximize your factors in an effort to save essentially the most on journey.
All through the years, Chase has been my main financial institution of selection. I’ve their Sapphire Reserve, Most popular, Ink Enterprise Plus and MileagePlus Explorer playing cards. Come to consider it, that in all probability makes me the final word Chase fanboy.
And in consequence, I’ve racked up thousands and thousands of factors over time. And these have been factors that I might use in direction of my flight to Barcelona.
See, it’s not essentially about getting factors to organize for a selected journey. It’s about amassing factors for the sake of getting them readily available to make use of when particular or extenuating circumstances come round.
So, What, Precisely, Is Journey Hacking?
Journey hacking is a strategic means of accumulating award factors after which redeeming them in a means that will get you essentially the most financial institution in your buck. And generally you possibly can even get all bang with out spending a buck in any respect.
Which, yep, means free—or almost free—journey. I’m speaking free flights, free upgrades to top notch and even free lodge stays.
Journey hacking is extra than simply amassing frequent flyer miles and lodge factors. It’s about realizing when, the place and maximize these factors in an effort to save massive on journey.
After getting sufficient factors, you’ll have the ability to redeem them for discounted or free flights, often known as award fares. Basically, you possibly can consider your factors as a particular foreign money.
Belief me, journey hacking is simple to grasp. You need to use your factors to unlock a world of low cost journey, so long as you’re strategic about it. To be completely sincere, getting the factors is the simple half. The true trick lies in studying how finest to redeem them.
Step 1: Discover the Airways with the Greatest Routes Out there
So, my first step was to determine which airways flew from Honolulu to Barcelona. And that’s the place flight comparability web sites like Google Flights and Skyscanner actually shine. They search by means of a number of journey websites to indicate airways that fly the most effective route for essentially the most reasonably priced worth.
On this case, worth wasn’t a lot of a difficulty, since I knew I needed to redeem factors to pay for it. So, principally, I used to be seeking to see which airways flew essentially the most environment friendly route. It was a protracted flight, so discovering a straightforward flight path was essential.
I discovered a number of flight choices that seemed interesting, however they have been just about all on both United Airways or Turkish Airways, which is definitely only a accomplice of United.
So United it was.
Step 2: Search for Completely different Methods to E book Award Fares
The quickest solution to redeem your factors is to guide an award flight is thru your bank card’s on-line portal. You may search dozens of airways, motels and actions in a single go. And, in case you don’t have sufficient factors accessible, you possibly can spend what you’ve got and cost the remainder to your card.
However reserving by means of the web portal comes with disadvantages. The worth of the purpose is mounted, so the required variety of factors might fluctuate relying on the flight worth. Below most circumstances, it is best to by no means do that. They nearly by no means provide the most effective deal, however I all the time examine it simply to get a baseline concept of what a “common” award fare would appear like.
Realizing that I’d be redeeming my Chase factors, I checked their reserving portal to see what they have been providing. And, as I anticipated, Chase’s level valuation was too low. They needed almost 300,000 factors for a mixed-class flight in enterprise (a mixture of economic system and enterprise seating) and greater than 900,000 for a flight in first! That’s means greater than I used to be keen to half with—and I knew I might do higher. So much higher.
By doing a little bit of my very own analysis, I additionally discovered that these enterprise class flights have been really in United Polaris. And whereas there’s a slight distinction in service, Polaris First and Polaris Enterprise are primarily the identical product. For many who wish to get technical, they’re completely different flight courses, sure, however actually, I think about any seat in Polaris to be top notch.


One other solution to redeem factors is to switch them to your airways loyalty program. This turns your reward factors immediately into frequent flyer miles that can be utilized in direction of the flight buy or an improve with that airline.
However, when reserving a flight utilizing frequent flyer miles, flexibility is essential. The airline would possibly implement blackout dates or have restricted seat availability for award journey. So it’s finest to maintain your journey dates open.
And whilst you’re extra more likely to get a greater return by transferring the miles, it’s not all the time the case. You’ll have to do the maths to see the place you get extra bang in your buck.
Step 3: Use Level Valuations to Discover the Greatest Award Fare
Realizing that United had the most effective flight between HNL and BCN, and realizing that the Chase Reserving Portal didn’t provide an excellent level valuation on this flight, I made a decision to examine the United web site immediately.
You see, the worth of some extent depends upon the bank card and the frequent flyer program. For instance, Chase Final Rewards factors will be redeemed for between 1 and 1.5 cents every if reserving by means of the Chase Final Rewards portal.
However right here’s the factor—you would possibly have the ability to stretch your factors even additional by transferring them right into a frequent flyer program with an airline. And that’s precisely what I did.
In line with all people’s favourite tipster, The Factors Man, Chase Final Rewards factors ought to have a price of two.1 cents every when transferred to an airline. That’s greater than twice the potential worth than in case you guide by means of the portal!
Utilizing this baseline of two.1 cents per level, I might make sure that the flight I redeemed both matched or exceeded that valuation. And since I financial institution with Chase, all my factors switch to the United MileagePlus program at a 1:1 ratio.
Step 4: E book the Flight with the Greatest Level Valuation
So, how did my factors break down?
On the United web site, my flight value $8,967 a technique. I then looked for an award fare (which United makes very straightforward), and there have been fairly a number of choices. I might spend 70,000 factors for a ticket in economic system or 165,000 factors for a ticket in United Polaris—their model of first/enterprise class with lie-flat beds.


Based mostly on the two.1 cent valuation and 1:1 switch ratio, if I booked utilizing 165,000 factors, the money worth of the flight dropped all the way down to $3,360.
In different phrases, an $8,967 ticket in United Polaris really solely value $3,360 if I paid utilizing factors immediately by means of United MileagePlus. However in actuality, the flight solely value me $5.60.


I logged into my Chase account, transferred the factors to my United MileagePlus account (it’s an instantaneous switch), and booked the flight for 165,000 factors—all of which I earned completely free.
After a number of clicks, 165,000 factors and a five-buck bank card cost, I had a first-class flight to Barcelona, all the best way from Hawaii. Not dangerous, eh?
How you can Simply Earn Miles and Factors
This type of journey is definitely actually straightforward. Sure, it takes time to build up factors, however in case you begin quickly—even in case you don’t have a visit deliberate—you’ll have the miles readily available for everytime you determine to take off sooner or later.
However how do you even earn these factors within the first place? Regardless of what you would possibly suppose, you don’t really should journey in an effort to get them!
1. Watch for a Huge Signal-Up Bonus with a Credit score Card
The quickest solution to earn reward factors is to enroll with a bank card that has a beneficiant signup bonus for brand spanking new prospects. The variety of reward factors differs between firms and might change relying on the time of yr. So it’s all the time finest to attend for a particular deal that provides the utmost variety of bonus factors.
Remember that you’ll solely earn the factors after spending a sure greenback quantity within the first few months. However in case you rating a great signup bonus, and you realize you possibly can meet the minimal spend requirement, there’s nearly no purpose to not.
One thing actually essential to notice is that signing up for bank cards doesn’t negatively affect your credit score rating. Many individuals don’t join bank cards as a result of they suppose it’s going to harm their credit score rating, however that’s really not true. You would possibly get a small ding in your credit score report and, okay, your rating would possibly drop by a pair factors (actually, only a couple factors), however that’s short-lived.
Since credit score scores are extremely influenced by your credit score utilization, opening a brand new bank card can really improve your credit score rating. With a better credit score restrict and a decrease utilization share, there’s really extra to achieve.
Many journey hackers—myself included—open and shut bank card accounts on a rotating foundation, only for the sake of incomes sign-up bonuses, all whereas incomes doubtlessly thousands and thousands of factors per yr (critically). They usually do that whereas sustaining glorious credit score scores.
2. Earn Factors on On a regular basis Purchases
After getting considered one of these bank cards, try to be charging actually all the things to your card. Most provide a minimum of one level per greenback spent. Nonetheless, there are different playing cards that may double and even triple the variety of factors you earn.
Some playing cards—like my private favourite, the Chase Sapphire Reserve—provide three factors for each greenback you spend on journey. So, whether or not you’re taking an Uber or reserving a flight, you stand to earn thrice as many factors once you guide in your card.
Different playing cards provide comparable multiplier bonuses once you cost at bars, eating places, grocery shops, fuel stations, workplace provide shops, and extra. Every card affords completely different bonuses, so it’s essential to do your analysis and get the playing cards that make most sense for a way and the place you spend.
That is by far one of many best methods to maximise your factors. By merely utilizing your bank card on atypical purchases, you possibly can rack up mass quantities of factors in a brief time frame.
3. Store By the On-line Procuring Portal
Nearly each airline loyalty program or bank card firm has an internet buying portal that connects immediately the manufacturers and outlets you realize and love. For those who’re a giant on-line shopper, then you possibly can earn bonus miles simply by clicking by means of the portal first. That is one other one of many best methods to earn factors with out ever taking a flight.


Residing on the east coast of the States, United was the airline that the majority usually related me to the locations I needed and wanted to go. So I put in the MileagePlus Procuring extension in my browser, and now, each time I go to an internet site to purchase one thing, it reveals me if there’s a multiplier accessible for that service provider.
That is when issues can begin to get actually profitable. If you mix your bank card multipliers with loyalty program multipliers, you possibly can earn a heck of much more factors.
For instance, United MileagePlus affords three factors per greenback on all purchases made on Reserving.com. So, in case you guide on a bank card that’s providing you with three factors per greenback, just like the Chase Sapphire Reserve, and you guide it by means of the MileagePlus portal, you’re really incomes SIX POINTS PER DOLLAR on that transaction. That sort of return is insane, and if you concentrate on level valuations, as an alternative of incomes the unique 1 or 1.5 cents per greenback, you’re incomes greater than 10 occasions extra at 12.6 cents per greenback.
And that is solely the tip of the iceberg.


There are a lot of the way to earn factors, however by far, the simplest is thru bank card signups, bonuses and strategic spending. As of late, anytime I spend a single greenback, I take into consideration how I’d have the ability to maximize that greenback for factors. As an alternative of buying blindly, I’m extra calculated in how I spend my cash, and which bank cards I’m utilizing, which suggests I’m getting essentially the most bang for each buck I spend.
It’d sound intimidating at first, however it’s a must to begin someplace. And once you’re on a 30 hour flight the world over, stress-free in top notch with a lay-flat mattress and free booze, you’ll by no means end up questioning, “What’s the purpose?”
(See what I did there?)